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PRESS RELEASE

FOR IMMEDIATE RELEASE: 

Jun 8, 2023

From Debt to Victory: Boe & Associates Helps Consumer Fight Back and Win Against Predatory Debt Collector Midland Credit Management

St. Paul, MN - Boe & Associates, a leading consumer advocacy firm, announced today that they successfully helped to secure the dismissal of a debt collection lawsuit filed against their client by Midland Credit Management (MCM), one of the nation's largest debt buyers and collectors, and removed a negative debt collection account from her credit reports.


The lawsuit alleged the client owed an unpaid debt originating from Credit One Bank. However, Boe & Associates meticulously investigated the claim and identified several key shortcomings in MCM's case. These included:


  • Inaccurate debt ownership: Boe & Associates helped the client challenge the validity of MCM's ownership of the debt, raising concerns about gaps and discrepancies in the chain of title.

  • Lack of proper documentation: The firm helped the client successfully argue that MCM failed to provide sufficient documentation to verify the debt amount and its validity.

  • Statute of limitations concerns: Boe & Associates explored potential violations of the statute of limitations, questioning whether MCM filed the lawsuit within the legal timeframe.


Leveraging these arguments, the attorney for MCM had no other choice but to dismiss the case without prejudice, and the client will never have to worry that this alleged debt will come back to haunt her down the road or continue to harm her credit scores.

"We are thrilled to have helped our client achieve this victory," said Jeff Boe, President and Chief Consumer Advocate at Boe & Associates. "This case highlights the importance of challenging debt collection lawsuits, especially those brought by debt buyers like MCM, who often utilize questionable tactics and rely on inaccurate information."

This dismissal serves as a reminder for consumers facing debt collection lawsuits that you are not powerless against these abusive companies. Boe & Associates encourages anyone receiving debt collection notices, facing legal action by a debt collector, or has a debt collection account reporting on their credit reports to contact their firm for a free consultation to see how they may be able to help you secure a victory too.


Contact Boe & Associates today at (651) 571-0440 or 

About Boe & Associates

Boe & Associates is a dedicated consumer advocacy firm committed to helping consumers take a stand against abusive and predatory practices, unlawful debt collection tactics, and inaccurate credit reporting. Our firm empowers consumers to assert their consumer protection rights so they can fight back against financial injustice.


We know all too well the games that these companies play when they believe consumers are uninformed. Through advocacy and education, we are putting the power back in the consumers’ hands; we are leveling the playing field in a way that no longer allows well-funded, predatory companies to exploit unwitting consumers unfamiliar with the rights afforded to all consumers that are intended to protect us from abusive and predatory business practices.

Boe & Associates also advocates for all consumers in the media and before lawmakers to advance consumer rights and promote industry-wide change throughout the United States.


For more information, visit us at: www.BoeAssociates.com

Media Contact

Amber Wilson

Media Relations

Media@BoeAssociates.com

(651) 571-0440

Mailing Address

Boe & Associates

2000 County Rd B2 W, 

Suite 130565

St. Paul, MN 55113

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