If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

In this article, we’ll break down what deficiency balances are, how they’re calculated, why they often seem so high, and, most importantly,

how do you know that the information on your credit report is accurate, fair, and private? That’s where the Fair Credit Reporting Act (FCRA)

Debt collectors can be relentless when pursuing debt repayment. Unfortunately, some use tactics that cross legal and ethical lines, causing

The FDCPA was created to curb abusive practices in debt collection and provide consumers with rights. Its main goal is to prevent debt colle

Debt collection scams occur when fraudsters impersonate legitimate debt collectors or agencies to extort money from unsuspecting consumers.

Can debt collectors call you at work? It’s a critical question for many who feel their privacy or employment may be at risk. Understanding y

Santander Consumer USA has faced numerous lawsuits and regulatory actions, highlighting unethical practices in its lending and debt collecti

However, numerous consumer complaints and legal challenges suggest that Credit Acceptance Corporation's financing terms can lead to long-ter

Many consumers may be unaware that specific laws protect them from abusive or unfair debt collection practices. Understanding the signs of h